:root{--green:#1f4d3a;--green-dark:#153726;--cream:#faf7f2;--ink:#22281f;--muted:#5c6357;--accent:#c96f2e;--line:#e5e0d6}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Georgia,'Times New Roman',serif;color:var(--ink);background:var(--cream);line-height:1.65}
.sans{font-family:-apple-system,'Segoe UI',Helvetica,Arial,sans-serif}
a{color:var(--green)}
.topbar{background:var(--green-dark);color:#f2ede2;font-size:14px;padding:8px 20px;text-align:center;font-family:-apple-system,'Segoe UI',sans-serif}
.topbar a{color:#ffd9ad;font-weight:600}
header{background:#fff;border-bottom:1px solid var(--line);padding:14px 20px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.logo{font-weight:700;font-size:20px;color:var(--green-dark);text-decoration:none;font-family:-apple-system,'Segoe UI',sans-serif}
nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap;font-family:-apple-system,'Segoe UI',sans-serif;font-size:15px}
nav a{text-decoration:none;color:var(--ink)}
.btn{background:var(--accent);color:#fff !important;padding:10px 18px;border-radius:6px;text-decoration:none;font-weight:600;font-family:-apple-system,'Segoe UI',sans-serif;display:inline-block;border:none;font-size:16px;cursor:pointer}
.btn-lg{padding:14px 26px;font-size:17px}
.hero{background:linear-gradient(160deg,var(--green) 0%,var(--green-dark) 100%);color:#f5f1e8;padding:64px 20px;text-align:center}
.hero .kicker{font-family:-apple-system,'Segoe UI',sans-serif;text-transform:uppercase;letter-spacing:2px;font-size:13px;color:#cfe3d3;margin-bottom:12px}
.hero h1{font-size:clamp(28px,5vw,44px);line-height:1.2;margin-bottom:16px;max-width:820px;margin-left:auto;margin-right:auto}
.hero p{max-width:680px;margin:0 auto 26px;font-size:18px;color:#e4ded0}
.chips{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin-top:26px;font-family:-apple-system,'Segoe UI',sans-serif;font-size:14px}
.chips span{background:rgba(255,255,255,.12);padding:6px 14px;border-radius:999px}
main{max-width:1020px;margin:0 auto;padding:0 20px}
section{padding:48px 0}
h2{font-size:clamp(24px,3.5vw,32px);color:var(--green-dark);margin-bottom:14px;line-height:1.25}
h3{font-size:20px;color:var(--green-dark);margin:22px 0 8px}
p{margin-bottom:14px}
.lead{font-size:18px;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px;margin-top:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px;text-decoration:none;color:var(--ink);display:block}
.card h3{margin-top:0}
.card p{margin-bottom:0;color:var(--muted);font-size:15px}
.checks{list-style:none;margin:16px 0}
.checks li{padding-left:28px;position:relative;margin-bottom:10px}
.checks li:before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin-top:24px}
.step{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px}
.step:before{counter-increment:s;content:counter(s);display:inline-block;width:32px;height:32px;line-height:32px;text-align:center;background:var(--green);color:#fff;border-radius:50%;font-family:-apple-system,sans-serif;font-weight:700;margin-bottom:10px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:10px;padding:16px 20px}
.faq summary{font-weight:700;cursor:pointer;color:var(--green-dark)}
.faq details p{margin:10px 0 0}
.cta-band{background:var(--green);color:#f5f1e8;text-align:center;border-radius:14px;padding:44px 24px;margin:24px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#dfe8dd;max-width:560px;margin:0 auto 22px}
form{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px;max-width:620px;margin:24px auto}
label{display:block;font-family:-apple-system,'Segoe UI',sans-serif;font-weight:600;font-size:14px;margin:14px 0 5px}
input,select,textarea{width:100%;padding:11px;border:1px solid #cfc9bc;border-radius:6px;font-size:16px;font-family:inherit;background:#fdfcf9}
textarea{min-height:110px}
footer{background:var(--green-dark);color:#cbd4c6;margin-top:48px;padding:44px 20px 28px;font-size:14px;font-family:-apple-system,'Segoe UI',sans-serif}
.fgrid{max-width:1020px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px}
footer h4{color:#fff;margin-bottom:10px;font-size:15px}
footer a{color:#cbd4c6;text-decoration:none;display:block;margin-bottom:7px}
footer ul{list-style:none}
.disclaimer{max-width:1020px;margin:28px auto 0;border-top:1px solid rgba(255,255,255,.15);padding-top:18px;font-size:12px;color:#9aa694;line-height:1.6}
.breadcrumb{font-family:-apple-system,'Segoe UI',sans-serif;font-size:13px;color:var(--muted);padding:18px 0 0}
.breadcrumb a{color:var(--muted)}